314 Morgan Terrace

Roaming Shores, OH
$ 450,000 Beds 3 Baths 2 Sq 1,850 Virtual Tour
Monthly Estimate* How much can I afford?

EXCEPTIONAL NEW CONSTRUCTION IN THE PRIVATE LAKE COMMUNITY OF ROAMING SHORES! This beautifully designed ranch offers the ease of all one-floor living with custom details, character, and finishes you truly need to see in person. 2x6 Construction and well insolated! Step inside through the welcoming foyer, which leads to a spacious storage closet and thoughtfully designed laundry/utility room complete with an additional refrigerator, utility sink, cabinetry, and new washer and dryer. Continue into the heart of the home where the great room combines the living room, kitchen, dining area, and morning room into one impressive open-concept space. Check out the 9' ceilings with lighted tray ceiling! The kitchen showcases beautiful leathered marble countertops, high-end appliances including a wall oven/micro, cook top stove, island sink and main sink, convenient in-counter pop-up outlets, pantry storage, and classic finishes. A gorgeous electric fireplace creates a warm focal point in the living area, while the dining space flows into the bright morning room overlooking the rear patio. Offering 3 bedrooms and 2 custom full baths, this home was designed with comfort and detail in mind. The beautifully tiled showers feature rain and multiple shower-head options, complemented by sleek mirrors and gorgeous countertops. The primary suite is sure to impress, offering a private retreat with upscale finishes. Additional features include a concrete driveway, attached 2-car garage, lake view, and generator-ready setup. Seller offering financing with $125,000 down payment, 5 year balloon (or renegotiate) at 6% interest! Located within Roaming Shores, a private lake community centered around approximately 550-acre Lake Roaming Rock, residents can enjoy a recreational lifestyle with community amenities that may include boating, fishing, beaches, swimming pools, parks, playgrounds, and other association activities and facilities.

Active

  • Price
  • $ 450,000
  • City
  • Roaming Shores
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Ashtabula
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 44084
  • Sqr Footage
  • 1,850
  • Year Built
  • 2026
  • Taxes
  • $ 3600
  • Style
  • MLS#
  • 5239610
Listed By: McDowell Homes Real Estate Services
Data Source: MLSNow

Features

General

Sewer Public Sewer
Heating Forced Air,Gas
Cooling Central Air
Possession Delivery Of Deed
Roof Asphalt,Fiberglass
Appliances Built-In Oven,Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Washer
HOA Fee 1600
Garage Spaces 2
Association Fee Includes Pool(s),Recreation Facilities,Reserve Fund,Security
Patio/Porch Features Front Porch,Patio
Architectural Style Ranch
Pool Features Association,Outdoor Pool,Community
Construction Materials Vertical Siding,Vinyl Siding
Year Built 2026
View Lake,Trees/Woods
Stories Count 1
Township Roaming Shores Village
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features Common Grounds/Area,Clubhouse,Fishing,Lake,Playground,Park,Restaurant,Street Lights,Pool
Assoc Fee Paid Per Annually
County Ashtabula
New Construction true
Property Type Residential
HOA true
Attached Garage true
Energy Efficient Appliances,HVAC,Insulation,Water Heater
Subdivision Name Roaming Rock
Facing Direction East
Garage Y/N true
Other Structures None
Total Rooms 6
Full Baths 2
Status Active
Directions Rock Creek Rd to Orwell Lane to Morgan Terrace to address
ModificationTimestamp 2026-09-25T19:06:02.687-00:00
City Roaming Shores
Disclosures HOA Disclosure
Association Name Roaming Rock
High School District Jefferson Area LSD - 406
Lot Size Units Acres
Carport Y/N false
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 3600
Home Warranty Y/N false
Property Condition New Construction
Living Area Units Square Feet
Builder Name Ahola
Standard Status Active
Occupancy Type Vacant
Middle/Junior School District Jefferson Area LSD - 406
Elementary School District Jefferson Area LSD - 406
Year Built Source Builder
Property Sub Type Additional Single Family Residence
PostalCity ROAMING SHORES
Legal Description Estimated and might not be accurate. Please check with Auditor. this was not the amount for 2025 due to being only vacant land in 2025

Interior Features

Interior Amenities Breakfast Bar,Bookcases,Built-in Features,Tray Ceiling(s),Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Stone Counters,Recessed Lighting,Smart Thermostat,Walk-In Closet(s)
Total Fireplaces 1
Fireplace Features Electric,Living Room
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1850
Laundry Features Main Level,Laundry Room,Laundry Tub,Sink
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Above Grade Finished Area Source Owner
Total Baths 2

Exterior Features

Parking Features Attached,Concrete,Driveway,Garage Faces Front,Garage
Lot Features Flat,Level,Views
Water Source Public
Lot Size Area 0.26
Foundation Details Slab
Lot Dimensions 75x145
Lot Size Acres 0.26
Lot Size Source Public Records
Waterfront Y/N false
Other Equipment Generator

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Youngstown, OH office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/26/2026 Listed $450,000

Property vs Zip Code Average in 44084

Price
AVG $380K
$450K
Taxes
AVG $3,405
$3,600
Year Built
AVG 1969
2026

Areas That We Cover

314 Morgan Terrace Roaming Shores, OH is a Single Family Home for sale at $450000 with 1850 sqft and a lot size of 0.26 Acres Acre(s). 314 Morgan Terrace Roaming Shores has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 44084 which is in Roaming Shores, OH

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.